Hindsight
With the holiday season fast approaching, and for some cultures, already here, how do you shop for your presents? Do you use cash? Checks? Or do you go the popular route of using your credit cards?
There are thousands of options out there for credit cards, including some balance transfers that you can compare on the website. Currently, when I went Christmas shopping for my family and to get the cards I need to send out this weekend, I used my credit cards.
In hindsight, when I first applied for a credit card and then started collecting them, I would have tried to compare credit cards before applying for them.
Nowadays, it’s quite easy to obtain credit. I sometimes wish there would have been all the credit card tools available to me 15-20 years ago when I started getting them. Maybe I would have been much smarter with my credit.